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COLLECTIONS

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PRACTICE AREAS

Bankruptcy

Business Transactions

Collections

Real Estate

Wills & Trusts


CONTACT US


If you need assistance with a collection matter, we strongly suggest an initial meeting to analyze the value of your claim and the appropriate course of action. There are several factors that must be analyzed carefully in order to ensure that your collection efforts are cost effective and productive. For example, Do you have a right to recover your attorney’s fees? A written agreement is usually required in order to collect attorney’s fees in California. Do you have the right to collect prejudgment interest? In California the statutory rate of interest is 10% per annum, but you can contract for a higher rate. Are the Debtor’s assets exempt? For example, in California the homestead exemption for real property can be as much as $175,000. Are there statute of limitations issues, which in California for most collection accounts will be either four years or two years? Once we have discussed your claim or account and analyzed the issues, we can provide you with a cost estimate and a prognosis for your success. The following are a variety of services we provide to assist in your collection matters:

Enforcements of Judgments
• Writ of Execution
• Wage garnishment: up to 25% of disposable earnings
• Bank levy
• Judgment liens on real property
• Examination of debtors under oath (debtor’s examination)

Mechanics Liens
• Recording – preparing forms and assisting with timely recording
• Filing court action to enforce Mechanics Lien

Bankruptcy Considerations
If you are a debtor and are considering bankruptcy to stop collection efforts, please go to our Bankruptcy section to see your options.

Renewal of Judgments

Unfair Collections
• Federal Fair Debt Collection Practices Act
• California Fair Debt Collection Practices Act
• Fair Credit Reporting Act

Post-Foreclosure Remedies

 
 
 


This website contains general information about the Law Offices of Edwin J. Rambuski and is not intended to be a source of legal advice for any purpose. Neither the transmission and receipt of the information in this site, nor any email or other electronic communication sent to the Law Offices of Edwin J. Rambuski, is intended to create, and does not create, any attorney-client relationship between the Law Offices of Edwin J. Rambuski and any person or entity. Do not use any of the supplied email addresses to send confidential information to us until you speak with the Law Offices of Edwin J. Rambuski and receive our authorization to send that information to us. Edwin J. Rambuski is licensed to practice law only in the State of California unless otherwise indicated in the attorney profile. The Law Offices of Edwin J. Rambuski are not responsible for any third-party content that may be accessed through this site. No user of this site should act or refrain from acting on the basis of information included on this site without seeking the advice of legal counsel in the relevant jurisdiction. The Law Offices of Edwin J. Rambuski expressly disclaim all liability in respect to actions taken or not taken based on any contents of this site. The website may contain links to other websites of third parties. Those links are provided solely for your convenience to help locate other internet resources. The inclusion of any link on this website does not imply an affiliation, sponsorship or approval of the linked website.